Your Clear Path to Homeownership
Track your journey through our proven 10-step process. From your first Dreams & Goals call to the moment you get your keys, you'll know exactly where you are and what comes next.
Loan Approval Before You Shop
Most Lenders Do Not Offer Loan Approval Until You Actually Go Under Contract. Here's why it matters for you.
Power of a Cash Buyer
Your financing is fully vetted before you make an offer, giving you the confidence and strength of a cash buyer in negotiations.
Close in 10 Days
With all underwriting complete, we only need appraisal and title. You can close in as little as 10 days—a huge advantage for sellers.
Win More Offers
In multiple-offer situations, your Full Loan Approval gives you a decisive edge. Sellers choose certainty over uncertainty.
Your Free Personal Financial Fitness App
Most lenders quote you a rate and send you home. I give you a free tool that builds your financial foundation — whether you're ready to buy today or building toward it. This is how we help you not just meet your homeownership goals, but exceed them.
Your Homeownership Journey Starts Here
Get your personalized financial roadmap — credit, savings, mortgage readiness, and home search — all in one place. Linked directly to me as your guide.
🗝️ Get Your Free KeySteps AppCreates in under 3 minutes. No credit card. Craig Johnson linked as your advisor.
Credit Monitoring
Track your credit score in real time and get personalized tips to improve it — so nothing surprises you when it matters most.
Savings Goals
Set specific targets for your down payment and closing costs, and watch your progress build toward the finish line.
Mortgage Readiness Score
Know exactly where you stand before we ever pull a credit report. Your personalized homeownership blueprint, built for you.
Debt Reduction Tracking
See exactly which debts to pay down first to qualify faster and improve your buying power with every payment.
Home Search + Affordability
Search real properties with personalized affordability filters — no more guessing what you can actually afford.
Financial Education
Videos, resources, and step-by-step guidance that turn a confusing process into confident, informed decisions.
"This isn't about the rate. This is about your future."
🗝️ Get Your Free KeySteps App NowThe 10-Step Journey to Your Dream Home
A clear, transparent process from your first call to closing day. No confusion, no surprises—just a proven path forward.
Guiding Families Home for 29 Years
For 29 years, I've guided thousands of families to homeownership. My commitment is simple: transparency, education, and a Ritz-Carlton experience at every step.
I'm here to guide you, not sell you. Your dream home is within reach—let's make it a reality together.
Craig Johnson | MLO NMLS #254995 | (469) 400-8525 | cjohnson@canopymortgage.com | Canopy Mortgage, LLC NMLS #1359687 | 360 Technology Court, Suite 200, Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access: www.nmlsconsumeraccess.org | TX Residential Mortgage Loan Originator | Equal Housing Lender | All loans subject to credit & property approval. Canopy Mortgage is not sponsored by, affiliated with, or acting on behalf of the listing broker or builder. Consumers wishing to file a complaint against a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705 | www.sml.texas.gov | Toll-free: 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim.